As collective bargaining agreement negotiations between the NFL and the NFLPA continue to make little progress, the NFLPA has issued a "work stoppage guide" to its players to help them prepare in case of a strike or lockout following the 2020 season.

Sources on both sides continue to insist a work stoppage is unlikely. But the NFLPA has said all along that its mission is to "negotiate for the best while preparing for the worst." So while the current CBA doesn't expire until March 2021, the players' union is trying to make sure its members are prepared in case negotiations go sideways.

Much of the guide, a copy of which was obtained by ESPN, is focused on helping players manage their money in advance of -- or in case of -- a strike or lockout. The specific suggestions include:

Save at least half of each paycheck, if not more. If your current expenses are too high to save this much, you should look at ways to change your spending habits and reduce financial commitments.

  • Try cooking at home instead of eating out as much.
  • Designate one day a week as "no spending day."
  • Take care of major home repairs now.
  • If you're in the market for a new home, consider renting instead of buying for now.
  • Find renters for your unoccupied homes or bedrooms.

Other parts of the guide address specifics of what the rules might be during a work stoppage.

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